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    Where Will You Go If You Sell?

    By Kimberly Miller | January 30, 2023

    There are plenty of good reasons you might be ready to move. No matter your motivations, before you list your current house, you need to consider where you’ll go next. In today’s market, it makes sense to explore all your options. That includes both homes that have been lived in before as well as newly built ones.... Read More

    Why It Makes Sense To Move Before Spring

    By Fabiola Mui | January 27, 2023

    Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to... Read More

    The 3 Factors That Affect Home Affordability

    By Fabiola Mui | January 25, 2023

    If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares: “. . . with slowly improving affordability and a more optimistic economic... Read More

    Want To Sell Your House? Price It Right

    By Fabiola Mui | January 23, 2023

    Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: “. . . some of the more prominent pandemic trends have changed, so sellers might wish to adjust accordingly... Read More

    Pre-Approval in 2023: What You Need To Know

    By Fabiola Mui | January 20, 2023

    One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how much you may be approved to... Read More

    Tips For Preventing Home Identity Fraud

    By Kimberly Miller | January 19, 2023

    Anyone can be a victim of homeowner identity fraud, including wire, mortgage, and title insurance fraud. The financial implications can be damaging and long-lasting. Use these tips to protect yourself from being scammed and defrauded. Wire fraud Wire fraud usually happens during the closing phase of a home purchase. Homebuyers are typically busy with their last-minute... Read More

    Real Estate Terms: Pre- Approval

    By Fabiola Mui | January 18, 2023

    The first step to purchasing a home is to get pre-approved. This helps the buyer know how much house they can purchase. We have several lenders we works with who can help you get pre-approved. Let’s get the process started! Read More

    Think Twice Before Waiting for 3% Mortgage Rates

    By Kimberly Miller | January 17, 2023

    Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans. Today, the rate... Read More

    Housing expert: ‘We can expect mortgage rates to go down’

    By Fabiola Mui | January 16, 2023

    Housing expert: ‘We can expect mortgage rates to go down’ Gabriella Cruz-Martinez·Personal finance writerSat, January 14, 2023 at 1:08 PM EST Homebuyers may finally catch a break this year, says one expert, as signs of fading inflation could drive mortgage rates lower as soon as this month. “Mortgage rates have declined by almost a full... Read More

    Debt to Income Ratio Explained

    By Kimberly Miller | January 14, 2023

    If you’re considering purchasing a home, debt-to-income ratio (DTI) is an important term to familiarize yourself with. Your DTI can ultimately make it easier or harder for you to qualify for a mortgage. So knowing your DTI can help you better understand how you can best move forward into homeownership. What is debt-to-income ratio? Your... Read More